随着经济社会发展速度不断提升,我国金融行业也不断发展,各种类型的金融产品随之上市,丰富了市场经济的类型。在金融行业发展的过程中,金融摩擦和金融波动难以避免,并且这种摩擦和波动具有季节性、随机性、周期性。金融摩擦及金融波动性对于经济造成重大影响,最终导致金融行业的规模和相对价格发生变化。本文从金融摩擦和金融波动性的特点展开讨论,提出几点有利于经济持续高度发展的可行性建议。 With the continuous development of economic and social development, China’s financial industry has also developed continuously. Various types of financial products have subsequently gone on the market and enriched the types of market economy. In the course of the development of the financial industry, financial friction and financial fluctuations are unavoidable, and the friction and volatility are seasonal, random and cyclical. Financial friction and financial volatility have a significant impact on the economy, which eventually leads to changes in the size and relative price of the financial sector. This article discusses the characteristics of financial friction and financial volatility, and puts forward some feasible suggestions that are conducive to the sustained and highly sustained economic development.