对于平民百姓来说,挣的钱本来就不多,又面临医疗、教育、住房三重重压,如果冒险投资股票或基金,很可能得不偿失。为此,多数人都选择了最稳妥的方式——储蓄。虽然各金融机构的人民币储蓄种类和利率都是统一的,有心的储户灵活运用储种和银行推出的特色附加功 For the common people, the money they earn is not much at all. And they face the triple burden of medical treatment, education and housing. If they venture into investing in stocks or funds, they may well be out of money. To this end, most people have chosen the most secure way - savings. Although the types and rates of Renminbi savings in various financial institutions are unified, the savers who use their heart will make use of the special additional functions of stockpiling and banks