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商业银行的获利能力,是指商业银行在整个经营活动中,通过决策层有意识地组织或采取一系列方式、方法、措施、手段和活动等,影响商业银行利润产生的过程,达到提高总体利润水平的能力。获利能力是评价银行经营状况的一项重要指标,也是进行财务管理、分析的一项重要内容。
The profitability of commercial banks refers to the process by which commercial banks influence the process of profit generation of commercial banks through the conscious organization or adoption of a series of ways, methods, measures, means and activities at the decision-making level so as to increase the overall profitability Horizontal ability. Profitability is an important indicator to evaluate the bank’s operating conditions and an important part of conducting financial management and analysis.