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在政府大力推动及利率市场化的制度变革背景下,近年来中国的小微企业融资状况正在得到更多的重视和改进,更多的银行机构将小微企业融资服务作为自身转型升级的重要方向。但是目前受中国经济增速放缓的影响,导致小微企业的经营收到较大的冲击,基础差底子薄的一些小微企业更是步履为艰。
In the context of institutional changes that the government vigorously promote and marketization of interest rates, the financing status of China’s small and micro enterprises is receiving more attention and improvement in recent years. More and more banking institutions regard small and micro enterprise financing services as an important direction for their own transformation and upgrading . However, at present, the impact of the slowdown of China’s economic growth has led to the greater impact on the operation of small and micro enterprises, and the difficulty of some small and micro enterprises based on weak foundation.