2006年交强险正式推出后,引发了各种有关的讨论,但是大多数都是非经济学视角的讨论。本文立足于经济学的视角,从两个侧面分析交强险,并由此得出了两个新颖而有意义的结论:交强险可以从一定程度上减少交通事故后逃选的不良行为,以及提高驾驶行为的谨慎程度,从而促进交通的安全。 After the formal introduction of strong insurance in 2006, all kinds of discussions have been triggered, but most are non-economic discussions. Based on the perspective of economics, this article analyzes the compulsory traffic insurance from two aspects and draws two novel and significant conclusions: that compulsory traffic insurance can reduce the evasion behavior after traffic accident to a certain extent and improve the driving behavior The degree of caution, thereby promoting traffic safety.