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随着我国经济发展的进程的不断深入,促进了许多相关企业的迅猛发展。企业的发展离不开相应的资金支持。目前为止,很多企业,特别是中小型企业大多都面临着融资困难等问题。本文将从银行的视角去探讨企业在银行的信贷业务上存在的违约问题,对企业的信贷违约行为进行了相关的分析,从而找出应对企业信贷违约风险的防范措施。
With the continuous deepening of the economic development in our country, the rapid development of many related enterprises has been promoted. The development of enterprises can not be separated from the corresponding financial support. So far, most enterprises, especially small and medium-sized enterprises, are facing problems such as financing difficulties. This article will discuss the enterprise’s default problem in the bank’s credit business from the perspective of the bank, and conduct a related analysis on the credit default behavior of the enterprise to find out the countermeasures to deal with the risk of the enterprise’s credit default.