目前,人保公司面临着一个严肃的课题:人保内部经营机制如何改革?笔者认为,内部经营机制的改革必须抓住健全内部分保机制这个关键,重点突破、整体推进,方可确保改革成功,使企业在市场竞争中立于不败之地,把人保推向高速度、高效益的新阶段.下面谈谈我们的看法.人保公司恢复十多年来,在经营机制问题上,不断改进,但收效不大.笔者认为,究其原因,在于没有找到关键突破口.工商等普通企业都可以通过以考核利润为主的指标,进行承包、委托经营等,而人保到目前仍然停留在几项指标考核上,企业所做的贡献与企业所得仍然脱节.造成这种现象的原因无非是因为人保公司经营的是一种有别于任何工商企业经营的商品——危险.这种商品具有很大的偶然性、不定性,如果象现在套用工商企业的管理考核办法,基层公司甚至省 At present, PICC is facing a serious issue: how to reform the internal operation mechanism of PICC? In my opinion, the reform of the internal operation mechanism must take the key to improve the internal SPP, make breakthroughs and promote the whole as a whole so as to ensure the success of the reform. Enterprises in an invincible position in the market competition, the PICC to a new stage of high-speed, high efficiency. Let’s talk about our views. PICC resume more than a decade, on the issue of operating mechanism, continuous improvement, but effective Not in the author believes that the reason is that the key breakthrough was not found.Industrial and commercial and other ordinary enterprises can pass the assessment of profit-based indicators, the contractor, commissioned by the operation, etc., and PICC still remain in the assessment of several indicators , The contribution made by the enterprise is still out of line with the enterprise income.The reason for this phenomenon is nothing more than the reason that the PICC runs a commodity different from that of any industrial and commercial enterprise.It has great contingency, Uncertainty, if the current application of the business management assessment methods, grassroots companies and even province