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在日常生活中,每个人都存在着不断寻找和调整理财产品的需求。可面对市场上林林总总的理财品种,最适合自己的又在哪里呢?存银行,虽然资金安全得就像进了保险箱,可收益率比较低,一年期定期存款税后利率只有约2%;投资股票,虽说收益可能会高些,但潜在风险非常大,特别是在2002年至2005年期间,哪个股民不自言自语:“为什么受伤的总是我?”中国人民银行对城镇储户问卷调查结果显示,目前我国居民储蓄存款持续呈现快速增长的趋势。经济学常识告诉我们,通货膨胀是财富的天敌,其对现金或存款形式的财富威胁最大,也将侵蚀消极投资的购买力。可见,对于绝大多数居民而言,迫
In everyday life, everyone has the constant need to find and adjust financial products. Can face the market all kinds of financial management, the most suitable for their where? Bank, although the security of funds is like entering the safe, the yield is relatively low, one-year fixed deposit interest rate after tax is only about 2% ; Investment in stocks, although the proceeds may be higher, but the potential risk is very large, especially in the period from 2002 to 2005, which investors do not say hello: “Why is always wounded? ” People’s Bank of China The results of the survey on urban depositors show that at present, the savings deposits of residents in China continue to show a rapid growth trend. Economic common sense tells us that inflation is a natural enemy of wealth, the greatest threat to the wealth of cash or deposits, will also erode the purchasing power of negative investment. Can be seen, for the vast majority of residents, forced