随着我国金融制度的发展,生活中出现了许多新型的金融支付工具。信用卡已成为犯罪分子的重点攻击目标,极大地损害了信用卡的信用度,也严重地破坏了金融秩序。本文通过对信用卡诈骗罪在法律实践中几个疑难问题的探讨,如:借记卡诈骗行为的定性问题、单位能否成为犯罪主体、盗窃信用卡并使用的问题、骗领信用卡并使用的等,提出对信用卡诈骗罪几点看法。 With the development of our financial system, many new forms of financial payment tools have emerged in our lives. Credit cards have become the target of criminals to attack, which greatly undermined the credit card’s creditability and seriously damaged the financial order. This article discusses several difficult problems in the legal practice of credit card fraud, such as the qualitative problem of debit card fraud, whether the unit can become the subject of crime, the problem of using and stealing credit card, fraudulent use of credit card, Put forward several views on credit card fraud.