自1989年以来,湖南省房地产金融业务获得了长足的发展。从资产业务看,已建立了较为完善的房地产信贷体系,既有生产性贷款又有消费性贷款,既有短期的流动资金贷款又有中长期的住房抵押贷款;从银行负债业务来看,已开辟了住房基金、证券融资等多种渠道。各专业银行大力支持安居工程,坚持在资金和贷款规模上优先保证全省各地经济适用房和大中型企业住房建设的开发。 Since 1989, the real estate finance business in Hunan Province has made great strides. From the asset business, has established a relatively perfect real estate credit system, both productive loans and consumer loans, both short-term working capital loans and medium-and long-term home-equity loans; from the bank’s debt business point of view, Opened a variety of channels such as housing fund, securities financing. Various specialized banks vigorously supported housing projects and insisted on prioritizing funds and loans to ensure the development of housing for affordable housing and large and medium-sized enterprises across the province.