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近两年,保险监管部门为我国保险事业的发展在产品创新方面做了大量的积极的指导和推动工作,如2003年机动车辆保险(以下简称“车险”)改革、机动车辆贷款保证保险(以下简称“车贷险”)。下面对车险产品和车贷险产品的创新实践与管理进行简要分析。
In the past two years, the insurance regulatory authorities have done a lot of positive guidance and promotion on product innovation for the development of insurance in China. For example, in 2003, the reform of motor vehicle insurance (hereinafter referred to as “auto insurance”), the motor vehicle loan guarantee insurance Referred to as “car loan insurance”). The following car insurance products and car insurance products innovation practice and management for a brief analysis.