近年来,武都县信用联社依靠党和国家金融改革政策带来的千载难逢的机遇,正视并努力克服自身经营中存在的“两小”、“两差”、“两薄弱”的状况(即:市场份额占有小、业务发展规模小;资产质量差、经营效益差;人才资源薄弱、经营管理薄弱),逐步调整经营思路和经营策略,在支农中求发展,在小额信贷上求突破,他们改变过去“春放、秋收、冬不贷”的放款模式,全年开办小额农贷,着力解决农户贷款难的问题。 今年春耕期间,该联社所属农信社及时向全县投放支农贷款4899万元,为51730户农户的春耕生产提供了及时雨;5月份“三夏”大忙季节,又为全县4079户农户投放农贷737万元。他 In recent years, Wudu County Credit Cooperative has relied on the golden opportunities brought about by the party and state financial reform policies to confront and strive to overcome the “two small”, “two-difference” and “two weaknesses” existing in its own operation : Small market share, small scale of business development; poor quality of assets, poor management efficiency; weak human resources, weak management and management), gradually adjust business ideas and management strategies, seek development in supportive agriculture and make breakthroughs in microfinance , They changed the lending model of “letting go of the spring, harvesting in the sky and not lending of the winter” in the past. Throughout the year, they started small-value agricultural loans and worked hard to solve the problem of hard loans to peasants. During the spring plow this year, the rural credit cooperatives affiliated to the Associated Press promptly invested 48.99 million yuan in agricultural loans for the entire county, providing timely rain supply to 51,730 farmers for their spring plowing. In May, the “three summer” busy season, again for 4079 households in the county Agricultural loans ran 7.37 million yuan. he