经济决定金融，金融影响经济。中西部地区经济多数相对欠发达，主要表现为资金需求量大而资金供给能力偏弱；同时，中西部地区市场经济也有较大发展。因此，金融必须与之相适应，与经济同步发展，并促进经济发展。所以，中西部地区银行信贷工作模仿较发达沿海的模式或沿用计划 Economic decision financial, financial impact on the economy. The economy in the central and western regions is relatively underdeveloped, mainly due to the large demand for funds and weaker supply of funds. In the meantime, the market economy in the central and western regions also has a greater development. Therefore, finance must be compatible with it, develop simultaneously with the economy, and promote economic development. Therefore, bank credit work in the central and western regions mimics the more developed coastal mode or plan of utilization