关于强化信用管理,建立企业内部信用风险管理制度,国家经贸委主任李融荣曾在去年年底召开的全国中小企业工作会议上强调指出:“企业信用状况差是我国社会主义市场经济发育的一个薄弱环节,现已成为影响和制约企业发展的一个突出因素。由于缺乏足够的信用,企业无法正常地使用信用工具,丧失了许多市场机会,削弱了市场竞争能力;信用观念薄弱导致的帐款拖欠和欺诈行为,也致使不少企业陷入危机;不讲信用还出现了一种从众效应,使很多企业既是不讲信用的受害者,同时也是害人 Regarding strengthening credit management and establishing an internal credit risk management system for enterprises, Li Rongrong, director of the State Economic and Trade Commission, emphasized at the national work conference for small and medium-sized enterprises held at the end of last year that "poor corporate credit is a weak link in the development of the socialist market economy in our country. Has become a prominent factor influencing and restricting the development of enterprises.Due to the lack of sufficient credit, enterprises can not normally use credit instruments, thus losing many market opportunities and weakening the market competitiveness. Credit delinquency and fraud caused by the weak credit concept , Also caused a lot of enterprises into a crisis; do not talk about credit has also emerged as a follow-up effect, so many businesses are not only victims of credit, but also victims