目前的房地产市场问题,主要是个人利用银行的金融杠杆炒作房地产的比重过高。而个人住房贷款迅速下降,也就说明了住房投资者在减少。如果房地产市场投资者减少或政策挤出,那么投资比重过高的国内房地产市场就会发生根本性逆转 The current real estate market problems, mainly the personal use of bank financial leverage speculation the proportion of real estate is too high. The rapid decline in personal housing loans, it shows that housing investors are declining. If the real estate market investors to reduce or squeeze out, then the proportion of investment in the domestic real estate market will be a fundamental reversal