在社会经济活动中，数量最为庞大的企业组织形式是中小企业。中小企业在经济增长、安置就业，社会稳定、推动科技进步等方面日益显示出其重要的作用，早已为发达国家的实践所证实。目前，受东南亚金融危机、洪灾以及内需不足等影响，我国的经济增长面临压力。为确保我国经济的 In the socio-economic activities, the largest number of enterprise organizations are SMEs. SMEs have increasingly shown their important role in economic growth, resettlement and employment, social stability and promotion of scientific and technological progress, which have long been confirmed by the practice of developed countries. At present, due to the financial crisis in Southeast Asia, floods and lack of domestic demand, China's economic growth is under pressure. To ensure our economy