近年来中国房地产市场出现了过热局面,房地产已经成为全国上下关注的一个问题,房价更是成为人们津津乐道的一个话题。政府在出台的一系列政策后,并没有制止房地产市场过热局面,其原因是多方面的,目前的政策是有缺陷的。本文在分析现实问题的基础上,借鉴发达国家的经验,以建设和谐社会为目的,为建立适合我国的多层次的住房保障体系提出建议。 In recent years, the Chinese real estate market has seen an overheating situation. Real estate has become a national concern, and housing prices have become a topic of relish. After the government introduced a series of policies, it did not stop overheating of the real estate market for many reasons. The current policy is flawed. Based on the analysis of practical problems, this article draws on the experience of developed countries for the purpose of building a harmonious society and puts forward suggestions for establishing a multi-level housing security system suitable for our country.