近年来,电子商务产业正处于蓬勃的发展,电子商务企业也出现了较紧张的融资需求。在此环境下新沂市政府联合金融机构推出了“网商贷”这一金融产品。本文介绍了网商贷推出的背景和意义,网商贷的出台过程和主要内容,及其在助推电子商务发展的作用体现,以期外界对“网商贷”有更深入的了解和认知。 In recent years, e-commerce industry is in vigorous development, e-commerce enterprises also appeared more tense financing needs. In this environment, Xinyi municipal government jointly launched the financial institutions “network business loan ” this financial product. This article introduces the background and significance of the introduction of online business loans, the introduction of network business loans and the main content, and its role in boosting the development of e-commerce embodiment, with a view to the outside world Cognition.