近日,笔者对河北省内农信社农业贷款利率浮动情况进行了专题调查。调查发现,农信社发放的农业贷款普遍存在利率上浮现象,这本身不违背国家对农信社的利率上浮政策,但上浮水平较高,且随意性较大,对于当前的社会主义新农村建设和大三农发展要求不利。 Recently, I conducted a special investigation on the floating rate of agricultural loan interest rates in rural credit cooperatives in Hebei Province. The survey found that agricultural loans issued by rural credit cooperatives are generally floating interest rates, which in itself does not run counter to the country’s ROC interest rates floating policy, but a higher level of floating, and more arbitrary, the current construction of a new socialist countryside Demands of junior and senior citizens development.