这家企业在2011年买了30亩土地,2013年2月办理了抵押贷款,土地买了之后,因为资金不足,只建了一座半钢结构厂房。老板原来是做石油机械加工的,因为订单萎缩,只剩两台机床,只是偶尔干一干。为了谋划转型,2012年老板开始从事地热井施工,土地抵押贷款也是投到了打井施工上。所以,他投巨资买的土地、厂房基本没有用处,厂房里只有两台车床,主要是为自己加工一些钻井工具,厂房也是当作仓库了。在银行眼里,这家企业属于重资产企业,有土地、有设备,是比较安全的,但 The company bought 30 acres of land in 2011 and secured a mortgage loan in February 2013. After the land was bought, only one semi-steel plant was built because of lack of funds. The boss turned out to be doing petroleum mechanical processing, because orders shrink, leaving only two machine tools, but occasionally do it. In order to plan the transformation, in 2012, the boss started geothermal well construction, land mortgage loan is also invested in drilling construction. Therefore, he invested heavily in the land, the plant basically useless, only two lathes in the plant, mainly for their own processing of some drilling tools, plant is also used as a warehouse. In the eyes of the bank, this enterprise belongs to a heavy asset-owned enterprise. It is safer to have land and facilities, but