准备3至6个月的急用金就普通家庭的理财规划来说,最好以相当于一个月生活费的3至6倍金额,作为失业、事故等意外或突发状况的应急资金。以目前人力市场的情况来看,一旦失业,等待下一个工作、暂时没有收入的时间,一般需要6个月左右,所以如果可以的话,预先准备6个月的急用金较妥当 3 to 6 months of emergency money for the average family financial planning, it is best to 3 to 6 times the amount of living expenses equivalent to the amount of unemployment, accidents and other unexpected or unexpected emergency funding. Judging from the current situation in the labor market, it usually takes about 6 months for unemployed workers to wait for their next job and for the time being without any income. Therefore, if necessary, a preparatory six-month emergency fund should be properly prepared