主持人:我们听说住院治疗时医保的报销比例比较高,但在结算时发现也就50%左右。经询问,得知其中有很多药品属于自费药品或自费的诊疗项目,不属于医保的支付范围,从而降低了总费用的医保支付比例。请问,在住院治疗期间,医生从未告知哪些费用、哪些诊疗项目需要自费,就直接让患者承担是否合理? Moderator: We heard that hospitalization reimbursement of Medicare is relatively high, but also found in the settlement about 50%. Upon inquiry, we learned that many of the medicines are self-pay medicines or medical treatment at their own expense and do not fall into the scope of medical insurance, thus reducing the proportion of the total cost of medical insurance payment. Excuse me, during the period of inpatient treatment, the doctor never told what the cost, which treatment projects need to own expense, it is reasonable to let the patient bear directly?