论文部分内容阅读
最近,人民银行柳州分行对80个保险代办机构进行了检查。它们对弥补保险公司服务网点不足,人员少,进一步拓宽保险业务,促进保险市场的完善和发展,发挥了较好的作用。但是,也存在一些问题,亟待解决。 一、问题 1、没有签订保险代办合同(或协议)。有的没有签订书面保险代办合同,只是口头协议作为开办保险代理业务的依据,这样,保险代办机构的业务没有法律依据,对代办保险业务的机构管理则名不正,言不顺,代办机构业务责任差,经常发生保险代办机构对投保人出险责任进行推诿。
Recently, Liuzhou Branch of the People’s Bank conducted an inspection of 80 insurance agencies. They have played a good role in making up for the insurer’s inadequate service network, fewer staff, further broadening the insurance business and promoting the improvement and development of the insurance market. However, there are some problems that need to be solved urgently. First, the problem 1, did not sign the insurance agent contract (or agreement). Some did not sign a written contract insurance agency, but the verbal agreement as the basis for the insurance agency business, so insurance agencies do not have legal basis for the business, agency management agency insurance business name is not correct, unspeakable, agency business responsibility Poor, insurance agencies often occur on the insured person out of liability to push.