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目前客户对农发行网银需求很迫切、呼声较高,而农发行目前无自己的网银,客户仅可通过先从农发行汇款到工行等有网银的合作银行,再使用其网银服务,且资金管理控制也比较严格,使用不方便,急需提升服务功能,特别是付款指令功能。基本思路:鉴于农发行自己开发独立网银成本较高,建议是否可以借鉴淘宝网支付宝账户的资金管理模式来设计农发行网银桥接模式,充分利用其他银行的服务,而不需要独立开发农发行的网银,达到客户可通
At present, the demand for ABC Internet Banking is very high and the demand is high. However, ABC currently does not have its own online banking. Customers can only use their online banking services such as ICBC before remittance from Agricultural Development Bank Control is also more stringent, inconvenient to use, urgent need to enhance service functions, especially the payment instruction function. The basic idea: In view of the high cost of independent development of the Bank of China Development Bank IDAD, it is advisable whether or not to draw on Taobao Alipay account management model to design a network of Agricultural Bank of China Bank of bridging mode, and make full use of other banking services, without the need to develop the Agricultural Bank of China Internet Banking , To reach customers