POS实际上就是PointofSale的编写，意即：零售点终端信用卡作为人类现代化的支付工具之一，在国外早已开展得如火如荼，而在国内也是方兴未艾。我国的信用卡业务经过十几年的发展，已具有一定的规模，从最初的一家银行独揽，手工作业为主，到现在的多家银行，百花齐放，电子配 POS is actually the preparation of PointofSale, which means that retail credit card as one of the payment tools of human modernization has already been carried out in foreign countries in full swing, but also in the ascendant in China. After more than ten years of development, China’s credit card business has reached a certain scale. From the first one-bank monopoly and manual work-based operation, to the current number of banks, flourishing electronic products