引言企业社会责任不仅仅是一个伦理学上的概念。随着20世纪各国如火如荼地开展起来的企业社会责任运动,企业社会责任的理念和制度已经在许多发达国家中确立。但是金融企业并没有在这些运动中被加诸任何责任,直到美国华尔街爆发的信用危机引发了全球性的金融海啸,才终于让人们更加感到不能忽视和回避金融企业的社会责任这一问题。本文拟以美国次贷危机为研究背景,揭示导致金融 Introduction Corporate social responsibility is more than just an ethical concept. With the development of corporate social responsibility in the 20th century, the concept and system of corporate social responsibility has been established in many developed countries. However, financial companies have not been placed in any responsibility in these movements until the credit crisis erupted on Wall Street in the United States triggered a global financial tsunami. This finally made people feel even more unable to ignore and avoid the social responsibility of financial companies. This article intends to use the US subprime mortgage crisis as a research background to reveal the cause of financial