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美女小倩今年已经31岁了,感情问题还是没有落定,是个标准的“白骨精”(白领、骨干、精英)。小倩税后年收入为12万至15万元,目前没有买房,用于租房日常消费等方面的固定支出大约每月5000元,计划外开支不固定,少则不会花一分钱,多则一年几万元。单位福利不错,除正常社保外还有补充医疗保险。小倩不知道如何投保才合适?作为业内知名的保险理财规划师,李彦鹏对小倩的情况进行了解之后,给出了自己的一些建议。他开出的保单规划如下:
Beauty Xiaoqian 31 years old this year, the issue of the relationship is still not settled, is a standard “bones fine” (white collar, backbone, elite). Xiaoqian annual income after tax 120,000 to 150,000 yuan, there is no buy a house, used for rental and other aspects of the daily expenditure of about 5,000 yuan per month, unplanned expenses are not fixed, ranging from not spending a penny more A few million a year. Good unit welfare, in addition to normal social security there are supplementary medical insurance. Xiaoqian do not know how to insure appropriate? As the industry’s leading insurance financial planner, Li Yanpeng Xiaoqian understand the situation, gave some of their own suggestions. His policy plan is as follows: