诚信是市场经济发展的客观要求。然而,在今天我国的经济生活中存在着严重的“诚信缺失”问题。诚信缺失是制约经济增长的重要因素。本文从经济学、心理学和社会道德三方面分析了诚信危机产生的原因。主张从提高政府诚信,加快构造企业诚信管理体系,建立个人信用制度,加强德法教育来建立社会诚信机制。 Honesty is the objective requirement of market economy development. However, there is a serious “lack of honesty and credit” problem in our country’s economic life today. Lack of honesty and credit is an important factor restricting economic growth. This article analyzes the causes of the crisis of good faith from the aspects of economics, psychology and social morals. Advocating to improve the government sincerity, speed up the construction of corporate credit management system, the establishment of personal credit system, strengthen education of Germany and France to establish social credit mechanism.