现代市场经济是信用经济,没有信用就没有秩序,没有发达的信用就没有成熟的市场经济。但是在经济转型时期,由于利益的驱动、体制的缺陷、管理的错位等多种因素影响,从商品市场到资本市场,从经济领域到政治、社会生活领域,都大量存在失信、违信现象,假冒伪劣、偷税骗税、走私欺诈、恶意逃废债务、股市黑幕等问题严重地侵蚀了市场 Modern market economy is a credit economy. Without credit, there will be no order. Without developed credit, there will be no mature market economy. However, in the period of economic transition, due to the influence of various factors such as interest drive, system defects, and management misalignment, from the commodity market to the capital market, from the economic field to the political and social life fields, there are numerous phenomena of dishonesty and violation of faith. Problems such as counterfeiting, tax evasion, smuggling fraud, malicious debt evasion, and shady stock markets seriously eroded the market