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前置机系统是一种为实现传统银行业务向外拓展而普遍采用的中间设备。通过前置机系统的使用,银行可方便实现跨系统的金融交易,实现本银行与其他银行或行业之间的网络连接,完成交易数据的实时交换。专用前置机系统实现单一跨系统应用,综合前置机系统则以实现一机多用为目标。目前银行普遍采用的前置机系统有 POS 系统、ATM系统、IC 卡系统、银联金卡网系统、电话银行/传真系统、客户自助服务系统、网上银行系统、券银通系统、银税通系统、即缴费系统、电子汇兑系统和同城清算系统等。
Front-end system is a kind of middleware that is widely used to expand the traditional banking business. Through the use of front-end system, banks can easily implement cross-system financial transactions, realize the network connection between the Bank and other banks or industries, and complete the real-time exchange of transaction data. Dedicated front-end system to achieve a single cross-system applications, integrated front-end system is to achieve a multi-purpose machine as the goal. At present, the front-end system commonly used in banks is POS system, ATM system, IC card system, UnionPay gold card network system, telephone banking / fax system, customer self-service system, online banking system, , Namely payment system, electronic exchange system and city settlement system.