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中国人民银行对社会集资作出五条规定:一、集资必须实行自愿自偿的原则,利息和分红不能超过投资额的10%;二、集资只限于能源、交通、运输、邮电、原材料工业以及为农业产前、产后服务的第三产业和乡镇企业建设;三、集资10万元以上的必须经主管部门审核同意后,再由人民银行批准;四、各地集资总额不得超过国家确定自筹投资
The People’s Bank of China makes five provisions on social fund-raising: First, the principle of voluntary self-compensation must be implemented for capital raising. The interest and dividends can not exceed 10% of the investment. Second, fund-raising is limited to energy, transport, transportation, telecommunications, raw materials and agriculture, Third, the fund-raising of 100,000 yuan or more must be approved by the competent authorities after approval by the People’s Bank of China; Fourth, the total amount of fund-raising around the country should not exceed self-financing