从目前看,由于国内金融企业竞争的主战场在国内,也就是说是依靠国内的客户、网络(网点)、人力资源进行竞争,是否大规模采用IT服务外包模式似乎并不重要。但是,如果中国的金融企业融入国家化竞争,外包就会是必然的结果。当国内的金融机构在海外规模化运营时,基于遵从所在国家和地区的法律、法规,以及适应金融监管、业务流程和操作习惯的需要,采用IT服 At present, due to the competition of domestic financial enterprises, the main battlefield in China, that is, relying on domestic customers, networks (outlets) and human resources to compete, whether or not large-scale adoption of IT service outsourcing model does not seem important. However, if China’s financial enterprises are integrated into the national competition, outsourcing will be the inevitable result. When domestic financial institutions operate overseas in large scale, based on the compliance with the laws and regulations of the countries and regions in which they operate and the need to adapt to financial regulation, business processes and operational practices, IT services