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近几年来,随着国民经济调整方针的进一步贯彻,国家财政和银行部门对企业发放专项生产技措贷款日益增多。从武汉市来看,原来只有小型技措贷款、出口工业品专项贷款和短期外汇贷款等三种贷款,贷款资金共计两千五百万元左右。而这两年贷款种类急剧增加,据不完全统计,我市财政、银行对国营集体工交商企业发放的各种生产技术措施贷款共计有22种,1981年底贷款余额达一亿八千余万元,这对挖掘现有企业内部潜力,采用新技术、新工艺、新设备,填平补齐,增加花色品种,提高产品质量,降低产品成本,提高经济效益,促进生产发展是起到了积极的作用的。但是,在实践中还存在一些问题,概括超来主要是:一多、二挤、三失控、四效果差。
In recent years, with the further implementation of the principle of national economic readjustment, loans granted by the state finance department and the banking sector to enterprises for special production and technology measures have been increasing. From Wuhan’s point of view, there were only three kinds of loans, namely small-sized technology loans, special loans for export of industrial products and short-term foreign exchange loans. Loan funds totaled about 25 million yuan. In the past two years, the types of loans increased sharply. According to incomplete statistics, there were 22 kinds of loans for various production technologies and measures granted by the state finance and banks to state-owned collective industrial and commercial enterprises. By the end of 1981, the loan balance amounted to more than 180 million yuan , Which has played a positive role in tapping the existing internal potential of the enterprise, adopting new technologies, new processes and new equipment, filling up, increasing the variety, improving the product quality, reducing the product cost, enhancing the economic benefits and promoting the production development of. However, in practice, there are still some problems that can be summed up mainly as follows: one more, two crowded, three out of control, four poor results.