互联网金融的快速发展和大数据、云计算等新技术的广泛应用,催生了互联网征信的蓬勃兴起。本文在梳理我国互联网征信发展的基础上,分析了存在的问题,提出了完善征信法规制度体系,严格市场准入门槛,完善信息征集共享和使用标准,健全信息公开共享机制,保护信息安全和信息主体合法权益等措施,以推动互联网征信规范健康发展。 The rapid development of Internet finance and the widespread application of new technologies such as big data and cloud computing have given birth to the rapid rise of Internet credit. On the basis of combing the development of Internet credit in our country, this paper analyzes the existing problems, puts forward the system of improving the credit information system, the strict threshold of market access, the improvement of information collection and sharing standards, the improvement of public information sharing mechanism and the protection of information security And the legitimate interests of the main information and other measures to promote the healthy development of Internet credit norms.