当前,我国农村养老问题日益尖锐和突出,由国家举办的养老保险无疑是最重要、最有效的解决方式。我国农村养老保险经历了从无到有的过程,2009年9月1日,国务院发布关于开展新型农村社会养老保险试点的指导意见,标志着我国的新农保进入试点阶段,对农村适龄居民全覆盖的养老保险指日可待。 At present, the issue of pension for the aged in rural areas in our country is increasingly sharp and prominent. Pension insurance organized by the state is undoubtedly the most important and effective solution. China’s rural endowment insurance has undergone a process from scratch. On September 1, 2009, the State Council issued the Guiding Opinion on Piloting New-type Rural Social Endowment Insurance, marking the pilot phase of our country’s new rural insurance entering. The covered pension is just around the corner.