在现阶段的发展中,我国的中小企业获得了大幅度的进步,但对于中小企业来说,在融资的过程中,具有较大的风险,一旦出现较大的问题,将会对中小企业的发展产生较大的消极影响。在前几年的报导中,由于中小企业没有对融资的风险进行一个良好的管理,造成了大范围中小企业的倒闭,对社会的发展和国家的进步造成了较为消极的影响。为了避免这样的情况再次发生,必须良好的进行融资风险管理。 In the current stage of development, China’s SMEs have made substantial progress, but for SMEs, in the process of financing, with greater risk, once there is a greater problem, will be small and medium enterprises Development has a greater negative impact. In the reports of the past few years, as SMEs did not conduct a sound management of the risks of financing, they caused the collapse of a large number of SMEs and had a relatively negative impact on the development of society and the progress of the country. In order to avoid such a situation from happening again, the financing risk management must be well conducted.