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中小企业在我国经济发展过程中已逐步壮大,成为我国国民经济发展的一支强劲助力军。目前外界经济环境的复杂化,在金融危机冲击下,我国中小企业要融资、要发展面临着重重困难,促进中小企业融资已成为一个世界性的课题。如何在信用缺失的这一经济大环境下,加强金融体系建设,完善相关制度,破解我国中小企业融资难题成为目前企业界、学术界和金融界关注的焦点。
Small and medium-sized enterprises have gradually expanded in the process of China’s economic development and have become a powerful force in the national economic development in our country. At present, due to the complicated external economic environment, under the impact of the financial crisis, SMEs in our country need to finance and face difficulties in their development. Promoting the financing of SMEs has become a worldwide issue. How to strengthen the financial system construction, improve related systems and solve the financing difficulties of SMEs in the economic environment where credit is missing has become the focus of attention of enterprises, academia and financial circles at present.