基本情况:贷户的姓名、年龄、性别、文化程度、家庭成员、住址、主要从事产业、专业技能、诚信程度等。资产情况:上一年的家庭总收入及来源、家庭总支出及去向、家庭纯收入及人均收入等。贷户家庭财产情况:一是不易变现财产,主要包括房屋间数及结构、面积、坐落位置、构建时间 Basic information: The name, age, sex, educational level, family members and residential address of the lender, mainly engaged in industry, professional skills, integrity and so on. Assets: total household income and source of household, total household expenditure and destination, household net income and per capita income of the previous year. Loan family property situation: First, difficult to realize the property, including the number of rooms and structure, size, location, construction time