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宁波市鄞州区政策性农业保险的实践证明:采取政府财政补贴、商业保险为政府代办的模式,是一条行之有效的农业安全保障途径。按照政府推动、市场运作的原则,实行共保经营和低保障的初始成本保险,是政策性农业保险的重要形式。提高种植业的保额、加快农业保险立法、实行农业保险风险再保险、化解巨灾风险、建立农业保险有限责任公司、设立巨灾风险基金,是完善政策性农业保险的有效措施。
The practice of policy-oriented agricultural insurance in Yinzhou District of Ningbo City proves that the adoption of government financial subsidies and commercial insurance as a model for government agencies is an effective way to ensure agricultural security. In accordance with the principle of government promotion and market operation, the implementation of co-insurance and low-cost initial cost insurance is an important form of policy-oriented agricultural insurance. It is an effective measure to improve policy-oriented agricultural insurance by increasing the sum of crop insurance, accelerating agricultural insurance legislation, implementing agricultural insurance risk reinsurance, catastrophic catastrophe risk, establishing agricultural insurance limited liability company and setting up catastrophe risk fund.