董事与高级职员责任保险是一种特殊的职业责任保险 ,目前这一险种已经在我国保险市场崭露头角。本文简要介绍了董事与高级职员责任保险制度的产生、发展与现状 ,并着重阐述了这一制度激励与约束并重的特征 ,进而探讨了在我国开展董事与高级职员责任保险业务的可行性与现实意义。 Directors and officers liability insurance is a kind of special occupational liability insurance, this insurance has now emerge in our insurance market. This article briefly introduces the emergence, development and current situation of the liability insurance system for directors and officers, and emphatically expounds the characteristics of both the incentive and the restraint of this system. Then it discusses the feasibility and reality of carrying out the liability insurance of directors and officers in our country significance.