论文部分内容阅读
医疗保险是社会保险系统中的非常重要的一部分,它的实质是社会共担风险,以保证社会安定。本文首先介绍了德国医疗保险筹资的模式,然后概述了我国医疗保险筹资现状并根据调查数据所推算的结果进行了保险费率的预测。通过分析德国医疗保险筹资机制的经验得到对我国的启示。
Medical insurance is a very important part of the social insurance system. Its essence is that society shares the risks so as to ensure social stability. This paper first introduces the mode of German medical insurance fund-raising, and then gives an overview of the current situation of medical insurance fund-raising in China and predicts the premium rate according to the result of the survey data. By analyzing the experience of financing mechanism of medical insurance in Germany, we get enlightenment to our country.