如何在推动业务发展的同时,防范各类信用风险、操作风险和市场风险,值得银行从业人员探索和实践。在办理信用证开立业务时,除了审查客户资质、落实客户的信用担保,审核贸易背景真实性也是至关重要的一个步骤。而对贸易背景的真实性,应重点审核其是否符合客户主营行业惯例的生产经营周期、商品价格以及资金回款情况等要素。本文拟从代理同 How to promote the business development at the same time, to prevent all types of credit risk, operational risk and market risk, it is worth banking practitioners to explore and practice. In the process of opening a letter of credit business, in addition to review the customer qualification, the implementation of the customer’s credit guarantee, review the authenticity of the trade background is also a crucial step. The authenticity of the trade background should focus on reviewing whether it meets the customer’s main business practices of the production and management cycle, commodity prices and fund-back situation and other factors. This article is from the same agent