在市场经济条件下,住房消费的层次性是由居民个人可支配收入或住房支付能力决定的,住房供给的层次性也应该适应需求的层次性。本文分析了居民住房消费分层影响因素、需求与供应结构失衡的原因,提出住房分层消费与结构调整的对策与建议。 Under the condition of market economy, the level of housing consumption is determined by the disposable income of residents or the affordability of housing. The level of housing supply should also be adjusted to the level of demand. This paper analyzes the factors that affect residential housing consumption stratification, the imbalance between demand and supply structure, and puts forward the countermeasures and suggestions on housing stratification consumption and structural adjustment.