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随着社会主义市场经济的不断培育和市场经济体制逐步确立,竞争机制的问题在经济领域中愈来愈显得突出。市场经济说穿了就是竞争经济。处在经济体制改革大潮中的我国保险业,随着中国人民保险公司发展壮大,近几年来国内几家新保险公司的诞生,以及美国友邦保险公司的进入,拉开了保险市场竞争的序幕。虽然于1993年12月1日起实施了全国人大常委会通过的《反不正当竞争法》,但由于过去较长一段时间内缺乏相应的法规、法律进行有效的约束,目前我国保险
With the continuous cultivation of the socialist market economy and the gradual establishment of a market economy, the issue of the competition mechanism has become increasingly prominent in the economic field. Speaking of market economy is a competitive economy. In the tide of economic restructuring, with the development and expansion of PICC, the birth of several new domestic insurance companies in recent years and the entry of American International Assurance Company have opened the prelude to the insurance market competition. Although the “Anti-Unfair Competition Law” passed by the NPC Standing Committee was implemented on December 1, 1993, due to the lack of corresponding laws and regulations in the past for a long period of time and the effective enforcement of laws, at present China’s insurance