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小额贷款公司是由自然人、企业法人与其他社会组织投资设立,不吸收公众存款,经营小额贷款业务的有限责任公司或股份有限公司。克什克腾旗第一家小额贷款公司成立于2009年8月,此后又陆续成立了4家,截至2013年末全旗共成立了5家小额贷款公司,注册资本总额17000万元。本文结合地区实际,对小额贷款公司风险及其防范问题进行研究。
A small loan company is a limited liability company or joint stock limited company invested by natural persons, corporate legal persons and other social organizations, who do not absorb public deposits and run micro-loan businesses. The first microfinance company in Keshiketeng Banner was established in August 2009 and has since been established as four other companies. By the end of 2013, the entire banner has set up five microfinance companies with a total registered capital of 170 million yuan. This article, combined with the actual situation in the region, studies the risk of microcredit companies and their prevention.