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我国保险业目前仍然处于发展初级阶段,不仅与发达国家相比存在很大差距,而且也与经济社会发展对保险的需求不相适应。在影响和制约保险业发展的诸多因素中,保险公司诚信缺失是重要原因。我国保险业能否抓住当前加快发展的重要战略机遇期,实现由小到大、由弱到强的历史性跨越,关键在于建立健全保险公司诚信机制, 这不仅是我国保险业做大做强的需要,也是建立和完善社会信用体系,构建和谐社会的客观要求。
China’s insurance industry is still in the initial stage of development, not only with the developed countries there is a big gap, but also with the economic and social development does not meet the needs of insurance. Among the many factors that influence and restrict the development of the insurance industry, the lack of integrity of insurance companies is an important reason. Whether the insurance industry in our country can seize the important period of strategic opportunities for speeding up development at present and realize the historical leapfrog development from small to big and from weak to strong is the key to establishing and perfecting the integrity mechanism of insurance companies. This is not only the bigger and stronger the insurance industry in our country But also the objective requirement of establishing and perfecting the social credit system and building a harmonious society.