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一、保险赔偿问题地震造成了巨大损失,自然会让人想到“保险”。当下,人们普遍关注的是因地震造成的人身伤亡、财产损失能否获得保险赔偿。由于地震所带来的损失巨大,极有可能超过保险公司的承受能力,因此,保险公司一般都将地震作除外责任处理,即将“地震或地震次生原因”规定在“责任免除”条款中,因地震造成的财产损失,保险公司将不予理赔。不过,部分保险公司也开始探索在部分地区推出地震险。
First, the issue of insurance claims Earthquake caused a huge loss, will naturally make people think of “insurance ”. At present, people are generally concerned about the personal injury caused by the earthquake, property damage insurance coverage. Due to the enormous loss caused by the earthquake, it is very likely that the insurance company will exceed the bearing capacity of the insurance company. Therefore, the insurance company generally handles the earthquake as an exception, that is, “cause of earthquake or earthquake secondary cause” "Clause, due to the earthquake caused property damage, the insurance company will not pay claims. However, some insurance companies are also beginning to explore the introduction of earthquake insurance in some areas.