由于今年以来股市、楼市不振,越来越多的资金从楼市、股市中撤出,随着借贷利率高企,民间借贷渐渐成了居民新的“投资渠道”。民间借贷利率高企,让已进入这个行业的放贷人获得巨额收益,同时吸引更多资金蜂拥而入。高息民间借贷正呈现在全国蔓延的趋势。在信贷紧缩、楼市调控背景下,民间资金缺乏投资渠道,同时,中小制 As the stock market and the property market have been sluggish since the beginning of this year, more and more funds have been withdrawn from the property market and the stock market. With the high lending rate, private lending has gradually become a new “investment channel” for residents. The high rate of private lending has enabled lenders who have entered the industry to make huge gains while attracting more capital. High-interest private lending is showing a trend of spreading throughout the country. In the credit crunch, the property market control background, the lack of private capital investment channels, at the same time, small and medium-sized