对于银行理财产品来说,有保本和非保本两种分类。如果单从字面上去讲,保本就是无论收益率如何变化,本金都不会亏损。但事实上,保本产品并不一定就能保证本金没有亏损。银行的理财产品种类繁多,每年新增产品也不断刷新产品总量。无怪乎对于很多普通投资者来说,在这些种类繁多的产品中挑出最能赚钱的产品绝非易事。尽管如此, For bank financial products, there are two types of guaranteed and non-guaranteed. If a single literally speaking, capital preservation is no matter how the rate of return, the principal will not lose money. However, in fact, the guaranteed product does not necessarily guarantee that the principal is not lost. A wide range of wealth management products at the bank, the annual addition of new products also continue to refresh the total amount of products. No wonder for many average investors, it is no easy task to pick the most profitable ones among these wide range of products. despite this,