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我国历史上关于货币的争议出现过多次,而清代的争议,内容最为复杂。有人主张废银两,有人主张采用银本位,有人主张铸大钱,有人主张发行纸币,纸币的主张中又有兑现和不兑现之分。最有代表性的要算王鎏和许楣兄弟。王瑬主张行钞,专门写了《钞币刍言》,以后又续而再续。许楣兄弟写了《钞币论》,逐条反驳《刍言》的主张,但却未提出更明确的办法。此外如包世臣、花沙纳、王懿德等诸家,都各有主张,各执一见。只有王茂荫比较能够从货币的本质和流通规律观察问题,提出一些切合实际的见解,使人耳目一新。《王侍郎奏议》则是王茂荫货币思想的集中反映。
The controversy over the currency in our history has appeared many times, while the controversy and content in the Qing Dynasty have been the most complicated. Some people advocate the scrap of silver. Some people advocate the adoption of the silver standard. Some people advocate casting huge amounts of money. Some people advocate the issue of banknotes and the repayment of banknotes. The most representative to count Wang 鎏 and Xu Mei brothers. Wang 瑬 advocated bank notes, specifically wrote “notes remarks,” continued afterward and continued. Xu Mei brothers wrote the “banknote theory,” one by one to refute the “rumors,” but did not propose a more specific approach. In addition, such as Bao Shichen, Hua Shaner, Wang Yide and other family members, all have their own ideas, all see each other. Only Wang Mao-yin is more able to observe the issue from the nature of the currency and the law of circulation, putting forward some realistic opinions and refreshing people. “Wang Shi Lang Jiro” is a concentrated reflection of Wang Mao-yin’s monetary thinking.